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Last updated: Feb 27, 2026

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Mortgage Tools Hub

Compare ARM vs Fixed, PMI drop, points break-even, affordability, and more — all in one place.

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And many more...

  • APR ↔ APY Converter

    Convert APR to APY and vice versa with custom compounding frequency.

    FinanceConversion

  • ARM vs Fixed Mortgage Calculator

    Compare Adjustable Rate Mortgage (ARM) vs Fixed Rate Mortgage to see which saves you money.

    Finance

  • Balance Transfer Calculator

    Estimate savings from moving a balance to an intro APR offer, including fees and break-even.

    Finance

  • Biweekly vs Monthly Mortgage Calculator

    See how switching to biweekly payments can reduce your mortgage interest and pay off time.

    Finance

  • Budget Planner

    Plan your monthly budget, track expenses, and set savings goals.

    Finance

  • Closing Costs & Cash to Close Calculator

    Estimate loan costs, prepaids, credits, and your cash to close.

    Finance

  • Compound Interest Calculator

    Calculate compound interest with detailed breakdown and charts.

    Finance

  • Credit Utilization Calculator

    Calculate per-card and overall credit utilization.

    Finance

  • Cryptocurrency Portfolio Tracker

    Track your crypto holdings and live values.

    Finance

  • Currency Converter

    Convert between global currencies instantly.

    FinanceConversion

  • Debt Consolidation Calculator

    Compare your current loans vs a consolidation option to see monthly and interest impact.

    Finance

  • Debt Payoff Calculator

    Compare avalanche vs snowball strategies to get debt-free.

    Finance

  • Debt-to-Income (DTI) Calculator

    Calculate your DTI ratio and see how lenders may view it.

    Finance
  • Offline

    Discount Calculator

    Find savings and final price after discount.

    FinanceUtility

  • Emergency Fund Calculator

    Find your emergency fund target and how long it takes to reach it.

    Finance

  • EMI Calculator

    Calculate Equated Monthly Installments for loans with amortization schedule.

    Finance

  • GST Calculator

    Calculate GST from exclusive or inclusive price.

    FinanceUtility

  • HELOC vs Cash-Out Refi Calculator

    Compare HELOC and cash-out refinance for the cash you need—see payments, net costs, and break-even.

    Finance

  • Home Affordability Calculator

    Estimate how much house you can afford by region.

    Finance

  • Inflation Calculator

    Adjust prices across years with an assumed annual inflation rate.

    Finance

  • Insurance Calculator

    Estimate life, health, and auto insurance needs.

    Finance

  • Investment Calculator

    Compound growth with monthly contributions and summary.

    Finance

  • Invoice Generator

    Create invoices and download as PDF (local).

    FinanceUtility
  • Offline

    Loan / EMI Calculator

    Monthly payment, interest & amortization insights.

    Finance

  • Extra Payment Calculator

    See months and interest saved by adding an extra monthly loan payment.

    Finance

  • LPMI vs BPMI Mortgage Calculator

    Compare lender-paid vs borrower-paid PMI: payments, PMI duration, interest, and break-even.

    Finance
  • Offline

    Mortgage Calculator

    Estimate mortgage payments & total interest.

    Finance
  • Offline

    Mortgage Points Break-Even

    See if buying points to reduce your mortgage rate pays off, and when.

    Finance

  • Mortgage Recast vs Extra Payments

    Compare a mortgage recast (lump-sum + re-amortization) vs making extra monthly payments—payments, net costs, and break-even.

    Finance

  • Mortgage Recast vs Refinance Calculator

    Compare a mortgage recast (with a lump-sum) against a full refinance—payments, net costs, and break-even.

    Finance

  • Mortgage Tools Hub

    Explore mortgage calculators: payments, refinance, PMI, points, recast, and more.

    Finance

  • Net Worth Calculator

    Calculate your net worth by tracking assets and liabilities.

    Finance

  • Paycheck Breakdown

    Estimate gross-to-net pay with taxes and deductions.

    Finance

  • Percentage Calculator

    Calculate percentages, percentage change, and percentage of a number.

    UtilityFinance

  • PMI Drop Date Calculator

    Estimate when PMI can drop off your mortgage at 80%/78% LTV and what you pay until then.

    Finance

  • Refinance Break-Even Calculator

    Estimate monthly savings, break-even months, and net savings after closing costs.

    Finance

  • Rent vs Buy Calculator

    Compare renting versus buying with appreciation, rent growth, and investment returns.

    Finance

  • Retirement Calculator

    Project your retirement corpus with contributions and expected returns.

    Finance

  • Retirement Goal Planner

    Find the monthly contribution needed to reach your target corpus.

    Finance

  • Salary Calculator

    Net income after taxes by country with breakdown.

    Finance

  • Savings Goal Tracker

    Track progress toward savings goals with contributions and interest.

    Finance

  • Savings Rate Calculator

    Calculate your savings rate and time to reach targets.

    Finance

  • SIP Planner

    Calculate the future value of your Systematic Investment Plan (SIP).

    Finance

  • Stock Market Calculator

    Calculate P/E, dividend yield, and position metrics.

    Finance

  • Tax Calculator

    Estimate taxes for multiple countries and regimes.

    Finance

  • Time Until Retirement

    Countdown to your retirement age with savings goals.

    Finance
  • Offline

    Tip Calculator

    Split bills and calculate tips per person.

    UtilityFinance