SIP Planner

A SIP is a disciplined investment approach where you invest a fixed amount regularly (usually monthly) into mutual funds or stocks. It automates investing, reduces the impact of market timing through rupee/dollar-cost averaging, and builds wealth through the power of compounding over time.

When you invest a fixed amount regularly, you buy more units when prices are low and fewer when prices are high. Over time, this averages out your purchase cost, reducing the risk of investing a large sum at a market peak. It\\

A good starting point is 10-20% of your monthly income. Use this planner to see how different SIP amounts grow over time. Even small amounts like $100-$500 per month can grow significantly over 10-20 years thanks to compound growth.

Returns depend on where you invest. Equity mutual funds have historically returned 10-15% annually over long periods in growing markets, though with significant short-term volatility. For planning, use conservative estimates: 8-10% for equity, 6-7% for balanced, 5-6% for debt funds.

Yes, SIPs are flexible. You can increase, decrease, pause, or stop them anytime without penalties in most cases. However, consistency is key to wealth building - avoid stopping SIPs during market downturns, as that\\